Financial Planning, Lending & Investment Advice

Meet the Team

 Klear Picture Group is an alliance of several businesses, working together to deliver holistic financial solutions.

The Core Team

  • IntelliPlan – Financial Planning licensed through Financial Wisdom Limited.
  • ARE Property – Property Investment Research, Advocacy and Advisory
  • IntelliLend – Commercial and Residential lending, as well as Car and Equipment Finance.
  • Pareto Finance – Wholesale Lending and Development Finance.
  • Melbourne Real Estate – Property Management
  • Victoria Real Estate – Property Management & Property Development


Treasha Lim – KlearPicture, Managing Director

Since 1998, Treasha Lim has been helping everyday Australians efficiently utilise their financial resources to achieve more. Her multi-discipline advisory roles over 18 years include:

  • Mortgage Management
  • Property Investment Advisory
  • Financial Planning

Treasha’s extensive finance and investment knowledge enables her to develop more comprehensive financial and investment strategies. Treasha enables her clients to under stand the whole financial picture without the headache of seeing different companies and receiving conflicting advice.  This also mitigates the risk of working with biased investment experts!

Treasha’s Credentials:

  • Bachelor of Business Property (Investment Management), RMIT University
  • Financial Planning (ADFP)
  • Australian Credit Licence – Lending
  • Diploma Marketing & Management
  • Mortgage Management – Diploma of Financial Services
  • Full Member of the Mortgage & Finance Association of Australia (MFAA)
  • Australian Property Institute – Graduate Member

Carlos – Financial Advisor

  • Bachelor of Business in Commerce (Economics, Banking and Finance)
  • Licenced Financial Planner – Dover Financial Group
  • Mortgage Services – Pareto Finance

Nirlep Kalra – IntelliPlan, Director & Senior Planner

ASIC Adviser identification number: 404456

Nirlep Kalra has been in the Financial Services industry for over 12 years. Nirlep is RG146 compliant, and has completed his Advanced Diploma of Financial Services (Financial Planning). He excels in the areas of Superannuation, SMSF, Retirement Planning, Transitioning to Retirement, Tax Planning, and Personal Insurance Protection. Nirlep is currently pursuing the Certified Financial Planner (CFP) designation. Nirlep is a big believer in helping his clients ‘retire on their own terms’.

Anna Truong – Residential Finance Broker

Anna has been working in the finance industry for the past 6 years

  • Diploma of Finance and Mortgage Broking Management
  • Full Member of the Mortgage & Finance Association of Australia (MFAA) and COSL


Kelly Young – Conveyancer

Kelly is a licensed conveyancer who goes beyond the call of duty with what she does. She is unlike many conveyancing practices. She works closely with finance and investment advocates to achieve a more seamless acquisition and settlement process for clients. She steps up the banks when she needs to, goes to great lengths to protect clients and since our first dealings with her, has always displayed a firm commitment to providing clients with an excellent service. Her vast experiences include purchase and sale of property, subdivisions, refinances, and more.

Kelly’s Credentials:

  • Licensed Conveyancer – Licence No. 000094L and 000851L
  • Certified Practising Conveyancer (CPC) of the Australia Institute of Conveyancers (Vic Division)
  • Bachelor of Business (Legal Practice)
  • Associate Diploma of Business (Legal Practice)
  • Diploma of Financial Services (Conveyancing)
  • Certificate 4 in TAA


Jolenet Teo – Property Advisor



Our Partners Within