Some super funds may be rolled over into a Self-Managed Super Fund to buy property.
Those with larger fund balances may end up with a loan small enough to be sustained by the rental from the investment property’s and compulsory employer super contributions. So, you could potentially acquire another property without affecting your out of pocket cash flow.
Australians have been using their super to buy investment properties since 2007. It’s important to establish your investment capacity prior to house hunting, so that you are aware of the potential returns, risks, costs and legal requirements to maintain a Self-Managed Super Fund property. We can assist you with that. Rules around types of real estate and lending within SMSF constantly changes, so get the right advice.
Take this quick quiz (individually or with your partner):
* $180,000 isn’t a minimum super balance or $100,000 a minimum income you require to have an SMSF property.
They were suggested for median property prices in Melbourne today. Should you invest in certain regional areas with properties under $390,000, you will not need as high a super balance or income.
If you answered yes to each question then you qualify to set up a SMSF and take advantage of the financial benefits and security that property investment can provide for your retirement plans.
Everyday Australians who have already used their super to invest in real estate are:
We understand that you may have some questions about how self-managed super works, and how you can use your hard-earned super to invest in property, so we would like to invite you to:
Arrange a “SMSF Session” to ask all the questions you need to find out whether property investment within a SMSF is right for you.
To confirm a time for your “Self-managed Super Session” please complete the form at bottom or call 1300 784 351 / 03 8672 7821.
Our team has extensive knowledge on all aspects of SMSF property investment analysis, finance structuring for SMSF investing, and SMSF compliance. Sounds like a lot of areas to cover however we look after the whole process for you.
Call 1300 784 351 now and book your “Self-managed Super Session” to ask one of us all the questions you have about setting up a self-managed super fund, property investment using super, and how Australia’s favourite investment could be the key to a financially secure retirement.